Thursday, June 22, 2017

How to calculate interests in Brazil (CDI) - Part 2

After all the technical explanations and mathematical formulas, the best is to have a numeric example to make it cristal clear, right?

First, let´s get started using the standard formula for interests calculation:

 

As explained in my previous post, the CDI is an interest rate published on a daily basis that must be compounded for the calculation of interests amounts.

First step for the compounding process is the calculation of the daily interests. Assuming that the CDI for the first day of the investment period is 11%, then the interests calculation for a 100,000 BRL investment would be:

Balance of your investment at day one: 100,041.42 BRL

Assuming that CDI for day two is 11,25%, interests calculation should be:






Balance of your investment at day two: 100,083.75 BRL

After one month (21 business days), the balance of your investment should be 100,877.42 BRL:






















Interested in more information about the CDI and how financial products using this rate are calculated? Send me an email: mmatsmoto@gmail.com

24 comments:

  1. Invest with 200$ and get a returns of 5,000$ within seven business working days.
    Why wasting your precious time online looking for a loan? When there is an opportunity for you to invest with 200$ and get a returns of 5,000$ within seven business working days. Contact us now for more information if interested on how you can earn big with just little amount. This is all about investing into Crude Oil and Gas Business.

    Email: investmoneyoilgas@gmail.com

    ReplyDelete
    Replies
    1. URGENT LOAN OFFER WITH 3% INTEREST RATE APPLY TODAY.
      Do you need finance to start up your own business or expand your business, Do you need funds to pay off your debt? We give out loan to interested individuals and company's who are seeking loan with good faith. Are you seriously in need of an urgent loan contact us.
      Email: aabidullahaameen62@gmail.com

      LOAN APPLICATION DETAILS.
      First Name:
      Last Name:
      Date Of Birth:
      Address:
      Sex:
      Phone No:
      City:
      Zip Code:
      State:
      Country:
      Nationality:
      Occupation:
      Monthly Income:
      Loan Amount:
      Loan Duration:
      Purpose of the loan:
      Email: aabidullahaameen62@gmail.com


      URGENT LOAN OFFER WITH 3% INTEREST RATE APPLY TODAY.
      Do you need finance to start up your own business or expand your business, Do you need funds to pay off your debt? We give out loan to interested individuals and company's who are seeking loan with good faith. Are you seriously in need of an urgent loan contact us.
      Email: aabidullahaameen62@gmail.com

      LOAN APPLICATION DETAILS.
      First Name:
      Last Name:
      Date Of Birth:
      Address:
      Sex:
      Phone No:
      City:
      Zip Code:
      State:
      Country:
      Nationality:
      Occupation:
      Monthly Income:
      Loan Amount:
      Loan Duration:
      Purpose of the loan:
      Email: aabidullahaameen62@gmail.com

      Delete
    2. Guys here we give Justice to our complainant, M&D is a group of equipped Hackers working together as a team to track down & to recovery funds back from the most difficult internet SCAMMERS. NOTE!! We've received countless heartbreaking reports of notorious scammers and we’ve successful recovery them back.

      Do contact us on ((Binary Recovery. University Grades. Loan. Wiping Criminal Records, Blank ATM Card, Credit Score, FB & IG Hack, iClouds Breaching, YouTube Western Union & Phone Hacking)) border us with your jobs & allow us give you positive result with our hacking skills.
      Email pointekhack@gmail.com hyperhackeone@gmail.com we Guarantee you up to %110
      REMEMBER YOUR HAPPINESS IS OUR PRIDE

      Delete
    3. Guys here we give Justice to our complainant, M&D is a group of equipped Hackers working together as a team to track down & to recovery funds back from the most difficult internet SCAMMERS. NOTE!! We've received countless heartbreaking reports of notorious scammers and we’ve successful recovery them back.

      Do contact us on ((Binary Recovery. University Grades. Loan. Wiping Criminal Records, Blank ATM Card, Credit Score, FB & IG Hack, iClouds Breaching, YouTube Western Union & Phone Hacking)) border us with your jobs & allow us give you positive result with our hacking skills.
      Email pointekhack@gmail.com hyperhackeone@gmail.com we Guarantee you up to %110
      REMEMBER YOUR HAPPINESS IS OUR PRIDE

      Delete
  2. Do not use all of these Private Money Lender here.They are located in Nigeria, Ghana Turkey, France and Israel.My name is Mrs.Ramirez Cecilia, I am from Philippines. Have you been looking for a loan?Do you need an urgent personal or business loan?contact Fast Legitimate Loan Approval he help me with a loan of $78.000 some days ago after been scammed of $19,000 from a woman claiming to be a loan lender from Nigeria but i thank God today that i got my loan worth $78.000.Feel free to contact the company for a genuine financial call/whats-App Contact Number +918929509036 Email:(fastloanoffer34@gmail.com)

    ReplyDelete
  3. Invest with 200$ and get a returns of 5,000$ within seven business working days.
    Why wasting your precious time online looking for a loan? When there is an opportunity for you to invest with 200$ and get a returns of 5,000$ within seven business working days. Contact us now for more information if interested on how you can earn big with just little amount. This is all about investing into Crude Oil and Gas Business.

    Email: investmoneyoilgas@gmail.com

    ReplyDelete
  4. Do you need a Loan, or you want to refinance your home, pay-off bills, expand your business? look no further we off all kinds of Loan at 3% interest rate per year. if interested, contact us via Email: johnleemill12345@gmail.com



    Thank you for choosing Guarantee Trust Finance.



    Sincerely,

    Mr. John lee

    ReplyDelete
  5. Do you need a Loan, or you want to refinance your home, pay off bills,
    expand your business? look no further we off all kinds of Loan at 3%
    interest rate per year. if interested, contact us via Email:
    johnleemill12345@gmail.com



    Thank you for choosing Guarantee Trust Finance.



    Sincerely,

    Mr. John lee

    ReplyDelete
  6. Do you need a Loan, or you want to refinance your home, pay off bills,
    expand your business? look no further we off all kinds of Loan at 3%
    interest rate per year. if interested, contact us via Email:
    johnleemill12345@gmail.com



    Thank you for choosing Guarantee Trust Finance.



    Sincerely,

    Mr. John lee

    ReplyDelete

  7. Dear Sir/Madam, We Offer all types of loans * Commercial Loan *Personal Loans* Business Loan* Payday Loan* Student Loan* Mortgage Loan* Auto Loans* Bad credit Loan* Home equity Loan*Project/Contract Loan* Debt Consolidation The following types of loans are also offered Instant Loans -$3,000- $5,000 (1-2 Hours)Cash Loans - $3,000 - $10'000 (2-24 Hours)Personal Loans -$10,000 - $150,000 (1-2 Days) We offer loans with very Minimal annual Interest Rates as Low as 3% within 1 year to 25 years maximum repayment plan to any part of the world. We give out loans within the range of $3,000 USD to $50,000,000 USD. Our loans are well insured for maximum security is our priority. For Enquires, Interested Persons should contact us via E-mail: rooseveltduncan74@gmail.com Call or add us on what's app +44-7466102650

    ReplyDelete
  8. Do you need a Loan, or you want to refinance your home, pay off bills,
    expand your business? look no further we off all kinds of Loan at 3%
    interest rate per year. if interested, contact us via Email:
    johnleemill12345@gmail.com



    Thank you for choosing Guarantee Trust Finance.



    Sincerely,

    Mr. John lee

    ReplyDelete
  9. Compra Nembutal,Compra mefedrona, Compra cocaína, Compra ketamina, Compra anfetamina, Compra efedrina,Compra LSD, Compra Burundanga

    Whatsapp.... +237650646624

    Correo electrónico ................. villalbanestor278@gmail.com

    diferentes productos de muy buena calidad y precios competitivos.

    ReplyDelete
  10. I strongly recommend the service of a GREAT Hacker to you and his email is so I have used him quite a number of times and he has never disappointed me.
    He does all types of mobile hacks, get unrestricted and unnoticeable access to your partner/spouse, Skype, Facebook Account, Email(s), Whtsapp, Instagram, Text messages, Snap Chat, Hang out, Twitter, Hangout, Bank accounts loading, Credit cards top up, office files, Boost credit scores to 750 plus with all credit bureaus etc
    Contact this Great Computer wizard on WhitehatstechATgmailDOTcom or WhitehatspytechATcyberservicesDOTcom

    ReplyDelete
  11. hello how are you doing ??
    This is to inform the public that Ms. mercy, personal loan lenders financial opportunity for those who need financial assistance. We provide loan interest rate by 3% for individuals, businesses and corporations in accordance with the terms that are clear and easy to

    understand. contact us today via email: lee944418@gmail.com

    ReplyDelete
  12. Do you need Personal Loan?
    Business Cash Loan?
    Unsecured Loan
    Fast and Simple Loan?
    Quick Application Process?
    Approvals within 24-72 Hours?
    No Hidden Fees Loan?
    Funding in less than 1 Week?
    Get unsecured working capital?
    Email:lee944418@gmail.com

    ReplyDelete


  13. My name is Mohammed Ahsan I'm a financial Consultant of a reputable firm Operating out of the United Kingdom
    we provide Discrete Financial, Services for High Net Worth CEO's/Executives of Corporation & Senior Government Officials globally.
    What we do is Legal & within the ambit of the law but following the Leakage of the Infamous United Kingdom
    Papers & subsequent threat by the International Consortium of Investigative Journalists (ICIJ)
    International Criminal Court (ICC)
    Below is what my Sender can offer.
    1, MT103 gpi automatic
    2, MT103 wire transfer
    3, MT103 TT
    4, MT103/202 manual download
    5, SBLC lease and Purchase

    All bank instrument will be done via bank officer to bank officer, Receiver has to provide bank officer details
    on DOA all brokers are welcome and guarantee of there payment after successful deal
    kindly send me a message via email and WhatsApp.


    Email: mohammedahsan877@gmail.com

    WhatsApp- +19893413179

    ReplyDelete

  14. TESTIMONY ON HOW I GOT MY LOAN AMOUNT FROM A RELIABLE AND TRUSTED LOAN COMPANY LAST WEEK. Email for immediate response drbenjaminfinance@gmail.com

    Hello everyone, My name is Mrs. Carolin Glowski, I'm from Europe, am here to testify of how i got my loan from BENJAMIN LOAN FINANCE after i applied Two times from various loan lenders who claimed to be lenders right here this forum, i thought their lending where real and i applied but they never gave me loan until a friend of mine introduce me to {Dr. Benjamin Scarlet Owen} the C.E.O of BENJAMIN LOAN FINANCE who promised to help me with a loan of my desire and he really did as he promised without any form of delay, I never thought there are still reliable loan lenders until i met {Dr. Benjamin Scarlet Owen} who really helped me with my loan and changed my life for the better. I don't know if you are in need of an urgent loan also, So feel free to contact Dr. Benjamin Scarlet Owen on his email address drbenjaminfinance@gmail.com


    THANKS

    ReplyDelete
  15. We offer certified and verifiable financial bank instruments via Swift Transmission from a genuine provider capable
    of taking up time bound transactions.
    FOR LEASING OF FRESH CUT BG/SBLC
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
    LEASING PRICE = 4%+2%
    FOR PURCHASE OF FRESH CUT BG/SBLC
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
    PURCHASE PRICE = 32%+2%
    Our BG/SBLC Financing can help you get your project funded,
    loan financing by providing you with yearly.
    RWA ready to close leasing with any interested client in few banking days
    I will be glad to share with you our working procedures.
    Name : Christopher Liam
    Email : trustedfinancemandate@gmail.com
    Skype : trustedfinancemandate@gmail.com
    WhatsApp: +13475948294

    ReplyDelete
  16. Loans For Everyone.
    Hello, Loan offers at an affordable interest rate of 2 %. Many banks have rejected you. Do you need to finance your debt consolidation? Do you need financing to help your business get back? I provide loans to interested parties at a very reasonable interest rate of 2%. If you are interested contact me via Email : Josefkupka870@gmail.com

    ReplyDelete
  17. This is to inform the public that Mr john personal loan lenders financial opportunity for those who need financial assistance. We provide loan interest rate by 2% for individuals, businesses and corporations in accordance with the terms that are clear and easy to understand. contact us today via email:

    peterjohnpero23@gmail.com

    ReplyDelete
  18. Hello
    We are a trade finance company that uses our own credit lines to facilitate the issuance of financial guarantees like BG, SBLC, DLC and more. If our services will be of help to you, let us know so we can guide you with our process.
    Mobile | WhatsApp: +19893413179
    Email:mohammedahsan877@gmail.com

    ReplyDelete
  19. debetowe.
    Tych kart można używać do wypłacania gotówki w dowolnych bankomatach lub w sklepach, sklepach i punktach sprzedaży.
    Sprzedajemy te karty wszystkim naszym klientom i zainteresowanym nabywcom na całym świecie, karty mają cotygodniowy limit wypłat.
    Sprzedajemy te karty wszystkim naszym klientom i zainteresowanym nabywcom na całym świecie. Niektóre karty mają dzienny limit wypłat w wysokości 5 000 w bankomacie i do 100 000 limitów wydatków w zależności od zastosowania.
    Stanie się bogatym i prowadzenie stylu życia bogatych i sławnych to marzenie wielu ludzi. I podczas gdy większość ludzi idzie do pracy lub szuka innych etycznych metod zarabiania pieniędzy w Internecie.
    Zaprogramowana karta debetowa może wypłacać pieniądze z dowolnych bankomatów, ponieważ nie ma na niej imienia i nazwiska oraz jest uniwersalna, a także nieidentyfikowalna.
    kiedy kupisz którąkolwiek z tych kart, będziesz mieć pieniądze na biznes, zakupy i wspaniałe życie dla pokoleń i społeczności.
    PROGRAMOWANA pusta karta bankomatowa zostanie dostarczona do Ciebie w dowolne miejsce na świecie.
    E-mail: atmservices44@yahoo.com
    E-mail: atmservices44@aol.com

    ReplyDelete
  20. lost crypto in transfer allcryptosoftware.net
    blockchain recovery department allcryptosoftware.net

    ReplyDelete
  21. ZBOGAĆ SIĘ CZYSTĄ KARTĄ ATM Whatsapp +12623558285. E-mail: geoorgbednorzhackers@gmail.com.

    Cześć ludzie!!! Mam swoją lojalność. Moja pusta karta bankomatowa może wypłacić 5000 dolarów dziennie. Dostałem to od pana Georga w zeszłą środę i teraz mam 10 000 euro za darmo. Karta wypłaca pieniądze z dowolnego bankomatu i nie ma nazwy, nie można jej prześledzić i teraz mam dość pieniędzy dla siebie i czwórki moich dzieci. Jestem zachwycony, że poznałem pana Georga, ponieważ spotkałem już dwie osoby i wziąłem pieniądze, nie wiedząc, że to oszustwo. Ale teraz jestem szczęśliwy. Pan Georg wysłał kartkę za pośrednictwem DHL i otrzymałam ją w ciągu dwóch dni. Zdobądź jednego z niego teraz. Widzisz, to dawanie pomocy ludziom, nawet jeśli jest to nielegalne, ale bardzo pomaga i nikt nigdy nie zostaje złapany. Karta działa we wszystkich krajach świata. Pospiesz się i wyślij e-mail na adres geoorgbednorzhackers @ gmail. com Wyślij SMS-a, zadzwoń lub WhatsApp: +1(262)355-8285
    Inne oferowane usługi to:
    Klonowanie kart bankomatowych
    Hakowanie bankomatów Bitcoin za pomocą kart ze złośliwym oprogramowaniem
    Odzyskiwanie utraconej lub skradzionej kryptowaluty
    Hakowanie przelewów Western Union, przelewów MoneyGram, przelewów bankowych, przelewów PayPal, przelewów aplikacji gotówkowej
    Odzyskaj zhakowane media społecznościowe: Facebook, Instagram, Snapchat, TikTok, Gmail, poczta Yahoo i strony internetowe.

    ReplyDelete